SoFi
SoFi
APR
8.99-29.49%
Amount
$5K-$100K
Min Score
680+
Best for: Large loans, member benefits, no fees
Read Full Review →LS
LightStream
APR
6.49-25.99%
Amount
$5K-$100K
Min Score
660+
Best for: Lowest rates, excellent credit
Read Full Review →UP
Upstart
APR
7.80-35.99%
Amount
$1K-$50K
Min Score
620+
Best for: Fair credit, thin files, AI approval
Read Full Review →M
Marcus by Goldman Sachs
APR
6.99-29.99%
Amount
$3.5K-$40K
Min Score
660+
Best for: No fees, trusted brand, payment rewards
Read Full Review →BE
Best Egg
APR
8.99-35.99%
Amount
$2K-$50K
Min Score
640+
Best for: Customer service, fast funding
Read Full Review →UG
Upgrade
APR
8.49-35.99%
Amount
$1K-$50K
Min Score
580+
Best for: Bad credit, secured loan options
Read Full Review →