Compare Personal Loan Rates

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✓ Rates as low as 6.49% APR
✓ 50+ lenders compared

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Top Lenders for You 8 matches

LightStream
Lowest rates for excellent credit
Best Rates
4.5
★★★★★
6.49%
Starting APR
$5K-$100K
Loan Amount
660+
Min Credit
Same Day
Funding
$0
Fees
✓ Rate Beat Program ✓ No Fees ✓ Same-Day Funding ✓ Up to 20yr terms ✗ No Pre-Qual
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SoFi
Large loans + great member benefits
Editor's Choice
4.2
★★★★☆
8.99%
Starting APR
$5K-$100K
Loan Amount
680+
Min Credit
Same Day
Funding
$0
Fees
✓ Pre-Qualify (Soft Pull) ✓ No Fees ✓ Unemployment Protection ✓ Member Benefits
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Upstart
AI-powered, great for fair credit
Best for Fair Credit
4.3
★★★★☆
7.80%
Starting APR
$1K-$50K
Loan Amount
620+
Min Credit
1 Day
Funding
0-12%
Orig. Fee
✓ Pre-Qualify (Soft Pull) ✓ AI Considers Education ✓ Low Min. Credit (620) ✗ Has Origination Fee
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Best Egg
Fast funding, excellent service
4.2
★★★★☆
8.99%
Starting APR
$2K-$50K
Loan Amount
640+
Min Credit
Next Day
Funding
0.99-8.99%
Orig. Fee
✓ Pre-Qualify (Soft Pull) ✓ Best Customer Reviews ✓ Fast Funding ✗ Has Origination Fee
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Marcus by Goldman Sachs
No fees, backed by Goldman Sachs
4.1
★★★★☆
6.99%
Starting APR
$3.5K-$40K
Loan Amount
660+
Min Credit
1-4 Days
Funding
$0
Fees
✓ Pre-Qualify (Soft Pull) ✓ No Fees ✓ On-Time Payment Reward ✗ Max $40K
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